Definitely a valid concern. I bought the WeatherTech "no drill" mudflaps, and they look great...but I haven't mounted them yet. In part because with the 35's I just installed, they may not fit without rubbing, but I think they will. Also, I had the same concerns about hanging up over a ledge and bending sheet metal. So, what I plan on doing, is using just the mounting and a little bit more, and drilling holes and attaching softer generic rubber flaps underneath. This way they can flex over a ledge instead of hanging up and breaking. Also, I think I'll slit the rubber from the hole to the edge so that if they catch, they can pull off without having to try and tear the tough rubber, which would probably bend sheet metal. I'll probably make a slot from the hole to the edge, about 1/2 the diameter of the screw, and use nylok nuts that won't vibrate loose. This way, even if the screw loosened up a little, it really couldn't fall off, it would have to move the rubber around a little. I figure the combination of friction and clamping down on the rubber a little should prevent them from falling off, yet allow it to easily pull off if they get hung up. My theory anyway...