As a current Tacoma TRD OR DCSB owner with over $15k sunk into it...
Thank you for objectively looking at the Tacoma that way. A big selling point for me was how impressed everyone was with their Tacoma and the cult like following they have. Also, market value for reasons beyond me now that I am an owner of one. It's is a VERY dated design and quite frankly, nothing special. Also, if we look at where Toyota is heading especially with offered packages and current Tundra's, they are missing the mark entirely. I don't believe the "Toyota reliability".... it was a thing of the past and it stuck around the same way any big company will, like Amazon - which is pretty trashy now but still has that cult. It's the same as any vehicle now days. The 3rd gen Tacoma has TONS of faults and failures, but if you mention any of them to a Tacoma owner it's "you should have gotten this, or that..." or "this is an body on frame truck, it's not a Cadillac"... (body on rusted frame)
Why not both? Especially for the price you pay now days.
So yea, I'm jumping from my Tacoma to a Colorado and I don't care what Toyota offers next. It's kind of hard for me not to love a Chevy, or even a FORD truck... I never really cared much for Toyota anything other than the Supra I had in Germany (bought that right side drive automatic single turbo 2JZ for 13,000 euro!)... and even then it was a short lived experience because it was too costly to convert into US spec stuff and I basically bought it as a post deployment toy for ze autobahn. But as far as trucks go, it's just a cult like marketing following - nothing more, nothing less. They have their failures same as any other vehicle but if you are speaking objectively from 2019 and beyond - they have been dated for a while. I could go on an on an on with things I was shocked to learn after ownership, but it's not worth it. You pretty much nailed it from an outside perspective because even if those are small things, they add up, and beyond a certain number the math starts looking kind of negative.